View source for Money and Currency

Aruba's currency is the florin, but the US dollar is also widely accepted. Banks also exchange other foreign currency such as Euros. Traveler's checks are widely accepted and there is normally no charge for using them in hotels, restaurants and stores. Major credit cards are accepted at most establishments while personal checks are normally not accepted.

==Currency==
Aruba's currency is the florin denoted by the letters 'Awg.' but also widely known as 'Afl.'

The Aruban florin is divided into 100 cents and there are coins of 5, 10, 25, 50 cents, 1 florin (100 cents) as well as the 5 florin coin. The square shaped 50 cents "yotin" coin is probably Aruba's best-known coin from which many souvenirs are made while the coin itself makes a unique gift for coin collectors. Banknotes are issued in denominations of 10, 25, 50, 100 and 500 florins.

==Exchange Rate==
The official rate at which banks accept US dollar banknotes is Awg. 1.77 and checks at Awg. 1.78. The rate of exchange granted by shops and hotels ranges from Awg. 1.75 to Awg. 1.80 per US dollar.

The florin is pegged to the US dollar and therefore its value versus other currencies fluctuates with the US dollar. 

==Credit Cards And ATM Machines==
Cash may be obtained with MasterCard, Visa, and American Express cards at credit card offices, banks, in some casinos and via Western Union. ATM machines are available for cards compatible with the Cirrus or Visa Plus system. It might be an idea to check whether your card will work in Aruba by calling 1-800-4-CIRRUS or 1-800-THE-PLUS.

ATM facilities exist at most banks, but also at all gas stations and popular supermarkets like Ling & Sons. ATM instructions are normally given in Dutch, English, Spanish, and Papiamento and cash is normally dispensed in local currency. Some ATM's will also give out cash in US dollars.

All major credit cards are accepted and there are Credit Card & Traveler's checks representatives (American Express/VISA/MasterCard/Discover) who will help you should you have any problems.

==Banks==
Should you need banking services when you arrive you'll find a bank at the airport. The Bank is open seven days a week: Monday to Friday from 8:00 am to 4 pm and on Saturday and Sunday from 10 am to 6 pm. There are also four banks with several branches at other convenient locations.

* '''RBC Royal Bank (Aruba)''' 
** located at Italiestraat 36. Telephone +297 523 3100
* '''Aruba Bank NV''' 
** located at Camacuri 12. Telephone +297 527 7777
* '''Banco di Caribe NV'''
**located at Vondellaan 31. Telephone +297 523 2000
* '''Caribbean Mercantile Bank NV'''
** located at Caya GF Betico Croes 53. Telephone +297 582 3118

Banking hours: Weekdays from 8:00 am to 4:00 pm. Some banks closed during lunchtime (12:00 - 1:30 p.m.) and some are open longer on Fridays (until 5 or 6 p.m.).

==Safety Alert==
Recently the so-called skimming has become a criminal practice on Aruba that you should be warned about. International organized crime has found new ways of stealing your money. Skimming is the practice of altering an ATM machine with real looking card readers. The machine reads your card and pin-code. Later a copy of your card is used by the criminals, sometimes already in another country. Make sure to keep your receipt, and face the camera (which almost all ATM on the island now have). In a dispute, the bank still has three months of video data to check whether you actually withdrew money at a certain place and time. The safest ATMs are always those located inside the banks, where tampering by criminals is much more difficult.

==What Do Some Typical Things Cost In Aruba?==
To give you an idea of what you can expect to pay for some common items:
* Breakfast: $6.00 - $10.00
* Lunch (sandwich): $6.00 - $14.00
* Lunch (platters): $12.00 - $20.00
* Dinner: $20.00 - $30.00
* Coffee: $2.50
* Taxi (from the airport to the high rise hotels): $25.00
* Postage stamps: $0.75

==Service Charge==
Tipping is not obligatory, but is at the discretion of the visitor. However, some restaurant and bars add a service charge to your bill. When included, the service charge on food and beverage is normally around 10 to 15 percent. At one's own discretion an extra amount can be added for good service.

==Room Tax, Hotel Service Charge And Environmental Tax==
There is a 9.5% government tax on rooms and 17% hotel service charge on rooms, both of which will be shown on your hotel bill.

On August 1, 2013 an Environmental tax came into effect. For lodging houses and hotels the environmental tax amounts to USD 3 per night. For timeshare resorts it amounts to USD 10 per per stay for a studio, USD 15 per stay for a one bedroom apartment and USD 25 per stay for other rooms.